Terms of Use


The content of this website is published in Germany and persons who access it agree to do so in accordance with applicable German law.


All opinions expressed by the course publisher (FL Solutions GmbH) on this website are solely FL Solutions’ opinions. You should not treat any opinion expressed by FL Solutions as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of their opinion. FL Solutions’opinions are based upon information they consider reliable, but they do NOT warrant its completeness or accuracy, and it should not be relied upon as such.


FL Solutions is not under any obligation to update or correct any information provided on this website. FL Solutions’ statements and opinions are subject to change without notice.


Past performance is not indicative of future results. FL Solutions does NOT guarantee any specific outcome or profit.


You should be aware of the real risk of loss in following any strategy or investment discussed on this website or in the course. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned on this website or in the course may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned on this website or in the course. Before acting on information on this website or in the course, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.



1. Terms

By accessing this School, you are agreeing to be bound by these Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this School are protected by applicable copyright and trademark law.



2. Use License

  1. Permission is granted to temporarily download one copy of any downloadable materials on the School’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
  2. modify or copy the materials;
  3. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
  4. attempt to decompile or reverse engineer any software contained on the School’s web site;
  5. remove any copyright or other proprietary notations from the materials; or
  6. transfer the materials to another person or 'mirror' the materials on any other server.
  7. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on the School’s website are provided 'as is'. The School makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, the School does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.



4. Limitations

In no event shall the School be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the School’s website, even if the School or an authorized of the School has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.



5. Revisions and Errata

The materials appearing on the School’s website may include technical, typographical, or photographic errors. The School does not warrant that any of the materials on its web site are accurate, complete, or current. The School may make changes to the materials contained on its web site at any time without notice. The School does not, however, make any commitment to update the materials.



6. Links

The School has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by the School of the site. Use of any such linked website is at the user's own risk.



7. Site Terms of Use Modifications

The School may revise these Terms of Use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms of Use.



8. Governing Law

Any claim relating to the School’s website shall be governed by the laws of the School Owner’s home jurisdiction without regard to its conflict of law provisions.


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FL Translations is a trademark of FL Solutions GmbH from Düsseldorf, Germany.

Updated January 2020

1. General

These General Terms and Conditions (GT&C) apply to all legal relationships between FL Solutions GmbH and the Client to the exclusion of the Client’s General Terms and Conditions save where FL Solutions GmbH has given its express prior written consent to abide by the Client’s General Terms and Conditions. In making an order the Client automatically accepts these GT&C.


2. Execution of Client’s Order

FL Solutions GmbH undertakes in all cases to execute the order to the best of its ability and knowledge. The Client shall receive the contractually agreed deliverables.


3. Client’s Obligation to Cooperate

Wherever possible, the Client shall supply content-related information on the deliverables, e.g. reference material and terminology. The provision of such information shall always be at the cost and risk of the Client.


4. Confidentiality

FL Solutions GmbH shall treat all information made available by the Client in strict confidence and shall also obligate its internal and external personnel to observe confidentiality. In no event shall FL Solutions GmbH be responsible for the violation of confidentiality on the part of its external personnel provided that FL Translations shall furnish adequate evidence that such violation could not have been prevented. Where required, FL Solutions GmbH shall enter into a non-disclosure agreement with the Client.


5. Complaints and Conflicts

The Client shall notify FL Solutions GmbH in writing of any complaints with regard to the agreed deliverables as soon as possible and, in any event, within ten working days after delivery. A complaint shall not under any circumstances release the Client from his obligation to make payment. Where the complaint is justified, FL Solutions GmbH shall remedy defects or replace the deliverables within an appropriate period of time or, where FL Solutions GmbH is justifiably unable to deliver the required improvement, shall grant a rebate. Clients shall precisely specify any complaint, also providing corrections and a reasoned argument. Complaints not made in this way shall not be accepted as justified. The Client’s right to complain shall lapse where the Client has processed the deliverables or had them processed and/or has transferred the deliverables to a third party.


6. Liability and Warranty

FL Solutions GmbH shall be exclusively responsible for damages caused as a direct and provable consequence of some shortcoming for which FL Solutions GmbH is responsible. FL Solutions GmbH shall not be liable for any other losses whatsoever such as operating loss, loss caused by delay or loss of profit. Liability shall in any event be limited to an amount equal to the invoice value of the respective order exclusive of value added tax. Ambiguity of texts to be translated shall exempt FL Solutions GmbH from any liability whatsoever. The question of whether a text to be translated or its translation poses any risk of personal injury shall be determined entirely at the Client’s cost and risk. FL Solutions GmbH accepts no liability for the damage or loss of documents, information or data carriers furnished by the Client. Equally FL Solutions GmbH shall not be liable for damage caused by processing or transmission arising out of the use of information and communication technology. In placing an order, the Client undertakes to ensure FL Solutions GmbH will remain unharmed by any claims by third parties which may arise out of the use of the deliverables where under the terms of this paragraph FL Solutions GmbH may be liable.


7. Delivery period and delivery date

The agreed delivery period (whether unilaterally or mutually) is a target period unless expressly agreed otherwise in writing with the Client. As soon as it becomes clear that delivery in keeping with the deadline is not possible, FL Solutions GmbH shall be obliged to inform the Client accordingly and without any delay. Where FL Solutions GmbH is responsible for the delay, the Client shall be entitled to unilaterally cancel the order if an extended waiting period is not reasonable. In this event, FL Solutions GmbH shall not be obliged to pay any compensation. Delivery shall be deemed to have been performed at the moment that the deliverables are dispatched by e-mail or, where necessary, by post, fax, courier, etc.


8. Remuneration

All agreed remuneration shall be subject to value added tax at the prevailing rate. Invoices are due and payable within 14 days at the latest after the date of the invoice in the currency specified in the invoice and without deductions. Any extrajudicial debt collection costs arising out of failure to meet payment punctually shall be borne in their entirety by the Client. The minimum order value is 75 euros.


9. Cancellation of Contract

Where the Client fails to meet his obligations and in the event of bankruptcy, postponement of payment or dissolution of the Client’s company, FL Solutions GmbH shall be entitled to cancel the contract in whole or in part or to postpone its performance without any obligation to pay compensation. In such an event, FL Solutions GmbH may demand immediate payment of any amount outstanding. Where FL Solutions GmbH is prevented from fulfilling its obligations by circumstances beyond its control, FL Solutions GmbH shall have the right to cancel the contract without any obligation to pay compensation. Such circumstances shall include but are not restricted to fire, accident, illness, strike, insurgency, war, transport obstructions, interventions by the state or any other circumstances over which FL Solutions GmbH has no influence.


10. Retention of Title and Copyright

The deliverables shall remain the property of FL Solutions GmbH until payment has been received in full. Only after payment has been rendered in full shall the Client acquire the right to use the deliverables. FL Solutions GmbH reserves its copyright at all times.


11. Applicable Law

All legal relationships between the Client and FL Solutions GmbH shall be governed by German law. All disputes shall be under the exclusive jurisdiction of the competent German courts. The place of jurisdiction is Düsseldorf.


12. Alterations to the General Terms and Conditions

FL Solutions GmbH is entitled to amend the General Terms and Conditions at any time without prior notice but shall always ensure that an updated version of the General Terms and Conditions is made available on request and shall publish the General Terms and Conditions on the website www.fl-solutions.de.